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Doctor

Medical Graduates

Limited Time Special Offer
Get Up to 12 Months of Free Disability Coverage*

Physician Eligibility
Maximum Issue Limits
Discounts
Resident
$4,500
10%
Fellowship Program (not in last year of specialty or sub-specialty)
$8,500
10%
Resident Graduates (last year residents planning to enter family practice)
$7,500
10%
Resident Graduates (last year residents planning to enter practice – specialists)
$11,000
10%
Fellowship Graduate (last year of specialty or sub-specialty, planning to enter practice)
$11,000
10%

Medical Graduates can enroll in the special RBC insurance NO MEDICAL offer for up to $4,500 per month of disability benefits and get 12 Months Free!

  • Simplified application with NO MEDICAL underwriting

  • 10-25% discount*

  • Own occupation definition of disability

  • Cost of living adjustment

  • Future income option up to $25,000/month

  • HIV and hepatitis B and C coverage

  • Conversion to long term care coverage

  • $100,000 critical illness insurance as secondary protection with NO MEDICAL

  • Exclusive option to add business protection later on — with discounts and NO MEDICAL

  • *25% discount available with medical underwriting

  • Get 12 months FREE!

    • Residents & Fellows get 5 months free*

Physician Eligibility
Maximum Issue Limits
Discounts
Resident
$4,500
10%
Fellowship Program (not in last year of specialty or sub-specialty)
$8,500
10%
Resident Graduates (last year residents planning to enter family practice)
$7,500
10%
Resident Graduates (last year residents planning to enter practice – specialists)
$11,000
10%
Fellowship Graduate (last year of specialty or sub-specialty, planning to enter practice)
$11,000
10%
Physician Eligibility
Maximum Issue Limits
Discounts
Resident
$4,500
10%
Fellowship Program (not in last year of specialty or sub-specialty)
$8,500
10%
Resident Graduates (last year residents planning to enter family practice)
$7,500
10%
Resident Graduates (last year residents planning to enter practice – specialists)
$11,000
10%
Fellowship Graduate (last year of specialty or sub-specialty, planning to enter practice)
$11,000
10%
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